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Prime Visa

Physical Product · Credit cards · 12 mentions · 1 subreddit · discussed in r/CreditCards

Reddit take

Not enough linked mention summaries yet; the source excerpts below are the evidence.

Pros

  • Paying for Prime and getting 5% back on everything (and often 6%), would be their best option, but they'd rather pay more for "free" Prime.
  • I’m considering the Prime Visa card for its 5% back but the points aren’t transferable to Chase UR.
  • You’re spending 10-20k a year on Amazon prime and are being too stingy to get the prime visa with 5-7% back on each transaction? How’s that not going to pay for itself?
  • Prime Visa for 5% on Amazon and Amazon Whole Foods (you can ignore if you dont use Amazon)
  • I bought a house tho with my ideal setup USBAR+Robinhood (with some sock drawers like prime visa, usbamk cash+ for utilities).

Cons

  • Prime Visa $2500
  • NEVER redeem points directly on Prime Visa purchases, always redeem as a statement credit
  • Current cards, in the order I got Discover It (basic one 1% on all purchases&2% on gas, not the 5% cashback) Capital One Savor Prime Visa
  • Prime Visa, $14k limit, 2019
  • yeah blows my mind.. I can get the CSP, Chase Unlimited but can't get the Prime Visa.

Sentiment

7 positive (58%) · 3 mixed (25%) · 2 negative (17%)

Trust + time weighted score: +44% · raw score 42%

What redditors said (10 of 12)

Paying for Prime and getting 5% back on everything (and often 6%), would be their best option, but they'd rather pay more for "free" Prime.
positive · u/C****2 · r/CreditCards · comment · Nov 18, 2025 · open on Reddit ↗
Prime Visa $2500
mixed · u/w****9 · r/CreditCards · Dec 10, 2025 · open on Reddit ↗
NEVER redeem points directly on Prime Visa purchases, always redeem as a statement credit
negative · u/A****7 · r/CreditCards · Dec 4, 2025 · open on Reddit ↗
I’m considering the Prime Visa card for its 5% back but the points aren’t transferable to Chase UR.
positive · u/E****d · r/CreditCards · Nov 30, 2025 · open on Reddit ↗
Current cards, in the order I got Discover It (basic one 1% on all purchases&2% on gas, not the 5% cashback) Capital One Savor Prime Visa
mixed · u/f****t · r/CreditCards · Nov 24, 2025 · open on Reddit ↗
You’re spending 10-20k a year on Amazon prime and are being too stingy to get the prime visa with 5-7% back on each transaction? How’s that not going to pay for itself?
positive · u/9***1 · r/CreditCards · comment · Nov 18, 2025 · open on Reddit ↗
Prime Visa for 5% on Amazon and Amazon Whole Foods (you can ignore if you dont use Amazon)
positive · u/K****t · r/CreditCards · comment · Nov 12, 2025 · open on Reddit ↗
Prime Visa, $14k limit, 2019
mixed · u/k****s · r/CreditCards · Aug 12, 2025 · open on Reddit ↗
I bought a house tho with my ideal setup USBAR+Robinhood (with some sock drawers like prime visa, usbamk cash+ for utilities).
positive · u/I****n · r/CreditCards · comment · Jul 9, 2025 · open on Reddit ↗
yeah blows my mind.. I can get the CSP, Chase Unlimited but can't get the Prime Visa.
negative · u/I****1 · r/CreditCards · comment · Jul 9, 2025 · open on Reddit ↗

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