trustmebro.reviews

Bilt

Physical Product · Credit cards · 150 mentions · 1 subreddit · discussed in r/CreditCards

Reddit take

Not enough linked mention summaries yet; the source excerpts below are the evidence.

Pros

  • If you rent, Bilt is the best travel card. You get points on rent, no foreign transaction fees, great transfer partners, and 3x on dining and 2x on travel.
  • Bilt. It transfers to United, so it counts for something.
  • Bilt: rent, transfers to Hyatt.
  • I do recommend Bilt for rent. It has a lot of the same travel partners as Chase, so it compliments well. Plus, dining rewards for additional points at eligible restaurants.
  • If you rent, BILT looks great.

Cons

  • Wait on the BILT card. There's currently no SUB and you might want to see how the revamp looks
  • Other ecosystems like Amex and Bilt are much less friendly to cash back
  • And it's only worth it if they have any transfer partners you're interested in, because the cashback rate for the points is pretty bad
  • Bilt's pause is definitely a bummer timing-wise.
  • The reason for Bilt is purely if I can get any reward for the rent payment because it’s a significant chunk. ... That’s not really the priority but just a thought.

Sentiment

115 positive (77%) · 17 mixed (11%) · 18 negative (12%)

Trust + time weighted score: +61% · raw score 65%

What redditors said (10 of 150)

If you rent, Bilt is the best travel card. You get points on rent, no foreign transaction fees, great transfer partners, and 3x on dining and 2x on travel.
positive · u/m****o · r/CreditCards · comment · Jul 10, 2025 · open on Reddit ↗
Wait on the BILT card. There's currently no SUB and you might want to see how the revamp looks
negative · u/c****r · r/CreditCards · comment · Jul 26, 2025 · open on Reddit ↗
Bilt. It transfers to United, so it counts for something.
positive · u/t****8 · r/CreditCards · comment · Aug 2, 2025 · open on Reddit ↗
Bilt: rent, transfers to Hyatt.
positive · u/t****8 · r/CreditCards · comment · Feb 5, 2025 · open on Reddit ↗
I do recommend Bilt for rent. It has a lot of the same travel partners as Chase, so it compliments well. Plus, dining rewards for additional points at eligible restaurants.
positive · u/t****8 · r/CreditCards · comment · Jan 24, 2025 · open on Reddit ↗
If you rent, BILT looks great.
positive · u/J****3 · r/CreditCards · comment · Nov 21, 2025 · open on Reddit ↗
Other ecosystems like Amex and Bilt are much less friendly to cash back
negative · u/n****y · r/CreditCards · comment · Nov 14, 2025 · open on Reddit ↗
Amex BCE and Bilt are a good combo together as they cover a lot of common multipliers.
positive · u/n****y · r/CreditCards · comment · Feb 12, 2025 · open on Reddit ↗
Parent context: Bilt is absolutely not worth unless your rent is over 5k a month. Trash suggestion. Reply: My rent is not nearly 5k , and for renters it's pretty much the only option. After a year of use I have 60,000 some points that I can use for travel or down payment . Half of that is rent, other is miscellaneous, travel and dining.
positive · u/n****y · r/CreditCards · comment · Feb 12, 2025 · open on Reddit ↗
And it's only worth it if they have any transfer partners you're interested in, because the cashback rate for the points is pretty bad
mixed · u/B****e · r/CreditCards · comment · Jan 28, 2025 · open on Reddit ↗

Compare

Related