IHG One Rewards Premier Credit Card

Physical Product · Credit cards · 10 mentions · 1 subreddit · discussed in r/CreditCards

Reddit take

Not enough linked mention summaries yet; the source excerpts below are the evidence.

Pros

I personally have the IHG Premier and World of Hyatt, which I really enjoy, but I have a lot of 1-2 night stays during the year.
IHG as a points system is fantastic and I have the IHG Premier twice (personal and business).
IHG Premier is also great for the FNA, TSA/Global Entry credit and Platinum status (especially if you don’t get the Reserve), and 4th night free when booking with points.
175k SUB is attractive, and I can eventually get this card to hold, but it’s not top priority
IHG Premier also gives 5x on gas. Bonvoy Boundless does 3x on first $6000 annually for gas, groceries, and dining, then 2x after.

Cons

You don't need IHG Premier if you have the CSR. ... Your 4x hotel earning on the CSR at 2.0cpp for UR is a much better earn rate than IHG Premier considering IHG currency is worth about 0.5cpp.
IHG Premier (would get rn if it had the 3 free nights SUB again)

Sentiment

8 positive (80%) · 1 mixed (10%) · 1 negative (10%)

Trust + time weighted score: +64% · raw score 70%

What redditors said (10 of 10)

I personally have the IHG Premier and World of Hyatt, which I really enjoy, but I have a lot of 1-2 night stays during the year.

positive · u/H****5 · r/CreditCards · comment · Nov 26, 2025 · open on Reddit ↗

You don't need IHG Premier if you have the CSR. ... Your 4x hotel earning on the CSR at 2.0cpp for UR is a much better earn rate than IHG Premier considering IHG currency is worth about 0.5cpp.

negative · u/E****h · r/CreditCards · comment · Nov 26, 2025 · open on Reddit ↗

IHG as a points system is fantastic and I have the IHG Premier twice (personal and business).

positive · u/s****2 · r/CreditCards · comment · Nov 4, 2025 · open on Reddit ↗

IHG Premier is also great for the FNA, TSA/Global Entry credit and Platinum status (especially if you don’t get the Reserve), and 4th night free when booking with points.

positive · u/T****t · r/CreditCards · comment · Jul 30, 2025 · open on Reddit ↗

175k SUB is attractive, and I can eventually get this card to hold, but it’s not top priority

positive · u/U****6 · r/CreditCards · Feb 26, 2025 · open on Reddit ↗

IHG Premier also gives 5x on gas. Bonvoy Boundless does 3x on first $6000 annually for gas, groceries, and dining, then 2x after.

positive · u/T****t · r/CreditCards · comment · Feb 5, 2025 · open on Reddit ↗

IHG Premier (would get rn if it had the 3 free nights SUB again)

mixed · u/T****s · r/CreditCards · Feb 1, 2025 · open on Reddit ↗

The thing that I love from this card is when you book a room for 4 nights the 4 night is free so you get 4 nights for the price of 3 and you don't see too many people talking about these benefit.

positive · u/j****2 · r/CreditCards · comment · Jan 27, 2025 · open on Reddit ↗

The IHG Premier is a keeper card for me because of the annual free night, which I tend to use when I have to stay at locations with higher hotel costs.

positive · u/o****o · r/CreditCards · comment · Jan 27, 2025 · open on Reddit ↗

Personally, I value the SUB for this card pretty highly since I tend to stay at budget hotels. This meant that the points got me many more nights than free night certificates would have. Platinum staus also means that the 4th night is free for any point bookings.