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Citi Strata

Physical Product · Credit cards · 31 mentions · 1 subreddit · discussed in r/CreditCards

Reddit take

Not enough linked mention summaries yet; the source excerpts below are the evidence.

Pros

  • An alternative might be Citi. They have American as a partner now, so you could get a Strata card and start earning toward that.
  • Citi Strata (3X transit + 3X groceries + 3X gym)
  • Since the CS card in a no annual fee card that one is a must for the 30k sign up bonus
  • yeah i have 28000 thank you points, which with my current card would be 19,600 AA miles, vs 28,000 with the Citi Strava.
  • Look into Citi Strata, Double Cash and Custom Cash. They all have written in their promo: Low intro APR for 15 months on balance transfers and purchases...

Cons

  • The Strata has nerfed transfer partner value (1:0.7) and has foreign transaction fees.
  • The strata has nerfed transfer ratios vs the strata premier or elite.
  • I was thinking about the new Citi Strata, but I heard that your points are worth less for cashback.
  • Cards being considered: AmEx Platinum, Citi Strata
  • You could also get the Citi strata cards since they also transfer to JetBlue at 1:1 but it's harder to get the points you would need compared to chase.

Sentiment

21 positive (68%) · 6 mixed (19%) · 4 negative (13%)

Trust + time weighted score: +53% · raw score 55%

What redditors said (10 of 31)

An alternative might be Citi. They have American as a partner now, so you could get a Strata card and start earning toward that.
positive · u/P****2 · r/CreditCards · comment · Dec 29, 2025 · open on Reddit ↗
The Strata has nerfed transfer partner value (1:0.7) and has foreign transaction fees.
negative · u/e****x · r/CreditCards · comment · Dec 9, 2025 · open on Reddit ↗
The strata has nerfed transfer ratios vs the strata premier or elite.
negative · u/K****k · r/CreditCards · comment · Dec 9, 2025 · open on Reddit ↗
Citi Strata (3X transit + 3X groceries + 3X gym)
positive · u/r****s · r/CreditCards · comment · Dec 8, 2025 · open on Reddit ↗
Since the CS card in a no annual fee card that one is a must for the 30k sign up bonus
positive · u/G****k · r/CreditCards · comment · Dec 5, 2025 · open on Reddit ↗
I was thinking about the new Citi Strata, but I heard that your points are worth less for cashback.
mixed · u/M****7 · r/CreditCards · Dec 4, 2025 · open on Reddit ↗
Cards being considered: AmEx Platinum, Citi Strata
mixed · u/I****7 · r/CreditCards · Nov 8, 2025 · open on Reddit ↗
You could also get the Citi strata cards since they also transfer to JetBlue at 1:1 but it's harder to get the points you would need compared to chase.
mixed · u/d****d · r/CreditCards · comment · Nov 7, 2025 · open on Reddit ↗
yeah i have 28000 thank you points, which with my current card would be 19,600 AA miles, vs 28,000 with the Citi Strava.
positive · u/S****7 · r/CreditCards · comment · Aug 29, 2025 · open on Reddit ↗
I have a Citi Strata card and saw the advertisement for 20x Citi Shop Days Aug 5th-6th.
mixed · u/K****2 · r/CreditCards · Aug 10, 2025 · open on Reddit ↗

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