Chase Ink Business Cash

I use my chase ink business cash to buy &200 visa gift cards for Costco. Thats at least $1000 a month for 5x of UR points.

The CFF and Ink Cash earn 5X UR points so those should be used as much as possible for 5X earnings.

If interested, a Chase Ink Business Cash would get you 5% on internet, cable, and phone.

the Chase Ink Business Cash can significantly change the point multiplier considerations in favor of the UR ecosystem. This card can earn 5x at Staples and Office Max and can be used to buy gift cards

Maybe something like the Chase Ink Business Cash 750 on 6K spend and 0% for 12 months might return near 950 to you. Best of both worlds if you want to go with a business card.

The scale is small enough that it probably makes sense to stick with one, at least at the outset. I think maybe CIBC initially and then consider CIBP if it looks like travel is going to pick up.

I'm probably leaning toward Ink Business Cash, because I have some regular things in that five percent category. It's not ideal for travel (especially with the FTF), but I have that covered well with personal cards, and I can reimburse those.

Ink Cash is reasonable for a first business card, but I’m not sure it lines up well with your spend patterns.

Your OG Freedom, Freedom Flex, and ink Bus Cash will still be good for cash back.

You could buy visa gift cards on the ink business cash at 5% (limited to 25k/year). They also have a free 1.5% on everything and a $195 2% card (2.5% on purchases over 5k)