Capital One Platinum

Pros

• if you keep having difficulty (I did too when I first started applying) the Capital One Platinum may be something to look at as an alternative starter card.
• Is it normal that they gave me a $3000 limit out the gate?
• So instead I’d look at the Capital One Quicksilver or Platinum card - go through the Capital One pre approval tool and see if one of those two cards are available to you
• The best credit cards for building credit are ... the Capital One Platinum and Petal 2 Visa cards (if you have limited credit), according to WalletHub. They all have $0 fees and are pretty easy to get.
• I got a platinum capital one credit card with a 300 dollar limit. What are the best ways to build credit?

Cons

• Parent context: What I want from Capital One is SUB eligibility on product change. We've been in a staring contest for the past two or three years regarding an upgrade from Platinum to Quicksilver they keep offering with the caveat that...
• For context, I opened my first credit card with Capital One (the Platinum card) in mid-to-late December 2022.
• Your current card gets no rewards whatsoever, while the Gold depends entirely upon heavy spend and annual lifestyle credit + Membership Rewards points use to make up for its $325 annual fee.
• I got a capital one platimum with no annual charge but 30% interest. Obviously thats not good but, it will get me through until I hopefully land this job.
• The Platinum earns nothing.