Discover IT Student

Pros

• Current credit cards you are the primary account holder of: Discover it Student $2250, 04/24 (auto CLI once)
• And student cards (like the Discover IT) will automatically convert to their unsecured variants once you graduate so you dont need to worry about closing them.
• Current credit cards you are the primary account holder of: * Discover It Student Card $1,500 2/25
• Also, the sign-up bonus for it is matched cashback after the first year. you get 5% back from rotating categories and 1% from everything else. At the end of your first year, you'll get that matched as statement credit so effectively 10%...
• Just get the Discover It Student Card. Probably the best card right now for credit building. Built-in FICO score reports + decent rewards. Was my first card, got approved instantly with a 2.5k credit limit.

Cons

• I started with a Discover It Student card, and then got a Chase Freedom Rise with the intent on upgrading it and moving towards the Chase Trifecta.
• She recently tried applying for the Discover IT Student card but was denied.
• Current cards: 1. Discover IT Student, 1000$, September 2024 FICO Score: 759 Oldest account age: 6 months Income: $100k+ if able to use parents as they deposit in my account Average monthly spend and categories: - Dining $0 - Groce...
• the discover it student seem to be my best bets. im leaning towards the capital one savor, just because i don’t love the rotating category aspect of the discover it card