Side by side
AAA Daily Advantage vs Wells Fargo Autograph Card
AAA Daily Advantage
24 positive (96%) · 1 mixed (4%) · 0 negative (0%)
Trust + time weighted: +95%
AI summary — not a quote
The AAA Daily Advantage card is highly recommended by users as a top-tier 'no annual fee' option for grocery and wholesale club spending. It is frequently praised for its 5% cashback on groceries and a rare 3% cashback rate at wholesale clubs like Costco and Sam's Club, supported by a generous $10,000 annual spend cap on the 5% category.
Pros
- High 5% cashback on groceries with a generous $10,000 annual spend limit.
- Rare 3% cashback on wholesale clubs (Costco, Sam's Club).
- Broad 3% categories including gas, drug stores, streaming, and AAA services.
- No annual fee.
Cons
- Total cashback is capped at $500 per year across all bonus categories.
Top excerpts
I got the aaa daily advantage just for the fact it's so versatile and I can use it at walmart/target/costco as well.
If 5 is too much, you can do the AAA Daily Advantage in place of the CCC and everything else besides the Double Cash and Strata Premier. 5% groceries and 3% wholesale clubs up to a decently generous limit.
AAA daily advantage and Elan Max/USBank Cash+ are good to cover them. I get about $40-50 monthly back from it.
i use walmart too and get 5% using AAA daily advantage linked via paypal for grocery pickup.
AAA daily advantage 5% walmart and walmart.com when linked via paypal. 3% at costco, has limits too, up to 500 cash back in combined rewards per year.
Wells Fargo Autograph Card
34 positive (81%) · 7 mixed (17%) · 1 negative (2%)
Trust + time weighted: +74%
AI summary — not a quote
The Wells Fargo Autograph Card is highly regarded as a versatile, no-annual-fee option that offers 3% back across a wide range of everyday and travel categories. It is frequently recommended for its lack of foreign transaction fees and the inclusion of cell phone protection, making it a strong contender for both domestic commuting and international travel.
Pros
- 3x points on dining, travel, transit, gas/EV charging, streaming, and phone services.
- No annual fee and no foreign transaction fees.
- Includes $600 of cell phone protection against damage or theft (with a $25 deductible).
- Broad travel/transit definitions that include rideshares, tolls, parking, and ferries.
Cons
- Standard 1% earn rate on all non-category spending.
- The 3% return can be outperformed by specialized cards offering 5% in specific categories.
Top excerpts
Categories that earn 3X on the base Autograph, but not on the Journey: * Ferries * Parking lots and garages * Limousines * Taxis * Passenger railway * Toll bridges and highways * Discount travel sites * Automated fuel dispensers * Electric vehicle charging stations * Gas stations * Landline and cell phone providers * Books * Music * Continuity/subscription services * Streaming services considered cable and other pay television * Digital goods * Movies
Any card can be a travel card. You just want one with no foreign transaction fee, which there are tons. Chase Amazon, US Bank Kroger, Citi Costco, Wells Fargo Autograph are some good examples.
Wells Fargo Autograph + Wells Fargo Attune might be a solid combo here. 3% on airfare/dining/gas/hotels/rideshare for travel, and then 4% on entertainment. No AF
Wells Fargo autograph would be a top choice
Wells Fargo Autograph - 3X Dining, Travel, Transit, Gas, Streaming, Phone Services