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Vanguard Total International Stock ETF (VXUS)

Physical Product · Banks, brokerages & fintech · 17 mentions · 1 subreddit · discussed in r/personalfinance

Reddit take

Not enough linked mention summaries yet; the source excerpts below are the evidence.

Pros

  • Just auto deposit into your investment account each month with a split of around 65-25-10 VTI, VXUS and BND. VTI is the top American companies, VXUS is the top non American companies and BND is bonds.
  • buy $350 VTI + $150 VXUS month 2+: auto-invest $140 VTI + $60 VXUS every month check once per year, rebalance if needed
  • The two you would need are VTI, and also probably some VXUS. VTI is all US-based companies, and folks usually keep 60-80% in that. The VXUS is international and should be 20-40%.
  • Open a vanguard account, throw a couple hundred of that 700k into a brokerage account and invest it in 70% VTI, 25% VXUS and 5% BND.
  • To reinvest, I looked at VT but ultimately went with mostly VTI and about 10% VXUS.

Cons

  • 90% VOO is your best bet, the others are meh.

Sentiment

16 positive (94%) · 0 mixed (0%) · 1 negative (6%)

Trust + time weighted score: +88% · raw score 88%

What redditors said (10 of 17)

Just auto deposit into your investment account each month with a split of around 65-25-10 VTI, VXUS and BND. VTI is the top American companies, VXUS is the top non American companies and BND is bonds.
positive · u/M****_ · r/personalfinance · comment · Dec 26, 2025 · open on Reddit ↗
buy $350 VTI + $150 VXUS month 2+: auto-invest $140 VTI + $60 VXUS every month check once per year, rebalance if needed
positive · u/C****1 · r/personalfinance · comment · Dec 26, 2025 · open on Reddit ↗
The two you would need are VTI, and also probably some VXUS. VTI is all US-based companies, and folks usually keep 60-80% in that. The VXUS is international and should be 20-40%.
positive · u/E***x · r/personalfinance · comment · Dec 7, 2025 · open on Reddit ↗
Open a vanguard account, throw a couple hundred of that 700k into a brokerage account and invest it in 70% VTI, 25% VXUS and 5% BND.
positive · u/S****t · r/personalfinance · comment · Dec 7, 2025 · open on Reddit ↗
To reinvest, I looked at VT but ultimately went with mostly VTI and about 10% VXUS.
positive · u/K****Q · r/personalfinance · comment · Dec 5, 2025 · open on Reddit ↗
VXUS or IXUS would be better choices.
positive · u/n****e · r/personalfinance · comment · Dec 5, 2025 · open on Reddit ↗
I use Vanguard and have a 90/10 split between VTI (Total American Market) and VXUS (International Market). Works fine for me and has had pretty substantial returns lately.
positive · u/R****9 · r/personalfinance · comment · Dec 1, 2025 · open on Reddit ↗
Personally, I've chosen a split between the last two, because I wanted to weight more heavily toward domestic.
positive · u/y****0 · r/personalfinance · comment · Aug 13, 2025 · open on Reddit ↗
90% VOO is your best bet, the others are meh.
negative · u/M****o · r/personalfinance · comment · Aug 10, 2025 · open on Reddit ↗
Last time I checked, VT is basically 60% VTI (US) and 40% VXUS (International). If you want to be more VT heavy, then you can buy them separately.
positive · u/h****8 · r/personalfinance · comment · Jul 6, 2025 · open on Reddit ↗

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