Robinhood

Pros

• I was gonna play the points game then I decided it's easier to just churn a sub every now and then and have my Robinhood as a daily driver.
• Say what you will about Robinhood, but their UIs are generally great. I think their credit card app is the best.
• If you use Robinhood you can get 3% back on literally everything.
• I bought a house tho with my ideal setup USBAR+Robinhood (with some sock drawers like prime visa, usbamk cash+ for utilities).

Cons

• I'd consider BoA more general since Robinhood has additional category restrictions and policing.
• Parent context: Robinhood don't have the best track record for their investment arm. So I doubt this side venture would be any better. It's not a full bank. The card already have "Use your points to gamble on winning something" kind of t...
• Parent context: Well that stinks about it not being grocery, but I do have the Sam’s club membership so I might look into that, thanks! (No robinhood here, gives me the heebie-jeebies, probably because of all the bad press) Reply: (No ro...
• One setup that really intrigues me is using Capital One for our shared credit/HYSA, then using either Robinhood/Fidelity for my own individual credit/HYSA.
• Parent context: RH CC...3% CB Reply: Tax is an excluded category for Robinhood.