Parallels Desktop

Pros

• windows apps can be virtualised on macOS with Parallels or UTM
• if you have a powerful enough mac, you can just use parallels. universities also generally have windows VMs you can remote into from macs.
• The 24GB is a solid option as it gives you a nice bit of headroom to run Windows through Parallels so you don’t really have to sacrifice one OS over the other in your use case OP.
• Take a deep look about Parallels, I know it's a expensive but very good tool to run Windows apps on ARM Mac's, even times it works better emulating on ARM than native on x86 options
• You can get a subscription for Parallels which allows you to run Windows.

Cons

• UTM is 10-20% faster than Parallels.
• The areas where it lags is running games or some software running under something like Parallels.
• Parallels would be great if it was a pay-once and forget it, but as a subscription...no thank you.
• VM no longer in use as what I was dabbling with didn’t justify the price of Parallels or the hassle of dealing with what has become an awful company
• Parallels requires a licence/subscription, and you will have to factor that cost into your purchase as well. Keep in mind it is yearly. Depends what games you wish to play - look that up, but parallels will never beat native Windows x86...