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Chase Freedom Rise

Physical Product · Credit cards · 50 mentions · 2 subreddits · discussed in r/CreditCards, r/personalfinance

Reddit take

Not enough linked mention summaries yet; the source excerpts below are the evidence.

Pros

  • Discover IT or Chase Freedom Rise are decent starter cards.
  • Chase Freedom Rise and Discover IT are also good starter cards.
  • the Rise is a decent option to start and it gives you the option to upgrade to either of the other Freedom cards if you’re okay with foregoing the sign-up bonus.
  • Otherwise, Chase Freedom Rise.
  • I know Capital One and Discover have pre-approval tools on their site and Chase has one for their Freedom Rise. You can try them all and select the card whose benefits you like best.

Cons

  • Parent context: Chase Freedom Rise and Capital One quicksilver are both great cards to build credit plus start earning some rewards. Reply: OP has had their starter card for nearly 3 years now, and the Rise and Quicksilver are great 1.5%...
  • Chase is unlikely to approve you for anything other than the Freedom Rise until you’ve had a credit file for at least 12 months. And the Rise is just 1.5% flat but has a foreign transaction fee.
  • I started with a Discover It Student card, and then got a Chase Freedom Rise with the intent on upgrading it and moving towards the Chase Trifecta.
  • Chase Freedom Rise is ok too.
  • the Freedom Rise charges foreign transaction fees

Sentiment

36 positive (72%) · 12 mixed (24%) · 2 negative (4%)

Trust + time weighted score: +68% · raw score 68%

What redditors said (10 of 50)

Discover IT or Chase Freedom Rise are decent starter cards.
positive · u/n****y · r/CreditCards · comment · Nov 30, 2025 · open on Reddit ↗
Chase Freedom Rise and Discover IT are also good starter cards.
positive · u/n****y · r/CreditCards · comment · Jan 31, 2025 · open on Reddit ↗
Parent context: Chase Freedom Rise and Capital One quicksilver are both great cards to build credit plus start earning some rewards. Reply: OP has had their starter card for nearly 3 years now, and the Rise and Quicksilver are great 1.5% starter cards but rather useless for someone with over a year of credit history.
mixed · u/e****x · r/CreditCards · comment · Dec 29, 2025 · open on Reddit ↗
the Rise is a decent option to start and it gives you the option to upgrade to either of the other Freedom cards if you’re okay with foregoing the sign-up bonus.
positive · u/E****0 · r/CreditCards · comment · Dec 28, 2025 · open on Reddit ↗
Chase is unlikely to approve you for anything other than the Freedom Rise until you’ve had a credit file for at least 12 months. And the Rise is just 1.5% flat but has a foreign transaction fee.
mixed · u/T****4 · r/CreditCards · comment · Dec 27, 2025 · open on Reddit ↗
Otherwise, Chase Freedom Rise.
positive · u/m****3 · r/personalfinance · comment · Dec 26, 2025 · open on Reddit ↗
I know Capital One and Discover have pre-approval tools on their site and Chase has one for their Freedom Rise. You can try them all and select the card whose benefits you like best.
positive · u/G****d · r/CreditCards · comment · Dec 20, 2025 · open on Reddit ↗
The Freedom Rise is definitely what you want - it's literally designed for your exact situation.
positive · u/E****8 · r/CreditCards · comment · Dec 18, 2025 · open on Reddit ↗
You are likely thinking of the freedom rise, which is geared towards those with no credit history. That product also explicitly notes that your approval odds are better with a chase checking account with at least $250 in it.
positive · u/C****s · r/CreditCards · comment · Dec 18, 2025 · open on Reddit ↗
I started with a Discover It Student card, and then got a Chase Freedom Rise with the intent on upgrading it and moving towards the Chase Trifecta.
mixed · u/m****5 · r/CreditCards · Dec 8, 2025 · open on Reddit ↗

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