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American Express Business Gold Card

Physical Product · Credit cards · 10 mentions · 2 subreddits · discussed in r/CreditCards, r/personalfinance

Reddit take

Not enough linked mention summaries yet; the source excerpts below are the evidence.

Pros

  • Amex Business Gold do much for you? $15K MSR in 3 months looks about right.
  • If you’re going to Japan, I strongly recommend Amex business gold. You can pay for almost everything on SUICA and will get 4x points when you use ABG to reload it.
  • If you want to get ink cards when you are under 5/24 but want a card now to take advantage of large spend go for other business cards like the Business Gold or Platinum, they have high SUBs and won’t add to 5/24.
  • My amex business gold. The 4x back on gas & tolls is perfect cuz i drive for a living.
  • I know nothing about Ramp, but I have used the Business Gold for awhile. I am pretty happy with the tools Amex makes available for managing the card/spend.

Cons

  • Parent context: Amex Business Gold do much for you? $15K MSR in 3 months looks about right. Reply: I'm generally fine with their transfer partners, I could probably hit $15k, especially for 200k MR. My only concern is how widely I'll act...
  • Amex Biz Gold only gives 4x IF “transit” is one of your top two categories during the business cycle.
  • Amex business gold $866 (closed)

Sentiment

7 positive (70%) · 3 mixed (30%) · 0 negative (0%)

Trust + time weighted score: +69% · raw score 70%

What redditors said (10 of 10)

Parent context: Amex Business Gold do much for you? $15K MSR in 3 months looks about right. Reply: I'm generally fine with their transfer partners, I could probably hit $15k, especially for 200k MR. My only concern is how widely I'll actually be able to use it while traveling (I'll be in Finland, Sweden, and Norway)
mixed · u/W****s · r/CreditCards · comment · Dec 26, 2025 · open on Reddit ↗
Amex Business Gold do much for you? $15K MSR in 3 months looks about right.
positive · u/C****s · r/CreditCards · comment · Dec 26, 2025 · open on Reddit ↗
Amex Biz Gold only gives 4x IF “transit” is one of your top two categories during the business cycle.
mixed · u/Q****3 · r/CreditCards · comment · Dec 12, 2025 · open on Reddit ↗
If you’re going to Japan, I strongly recommend Amex business gold. You can pay for almost everything on SUICA and will get 4x points when you use ABG to reload it.
positive · u/P****4 · r/CreditCards · comment · Dec 5, 2025 · open on Reddit ↗
If you want to get ink cards when you are under 5/24 but want a card now to take advantage of large spend go for other business cards like the Business Gold or Platinum, they have high SUBs and won’t add to 5/24.
positive · u/j****f · r/CreditCards · comment · Nov 19, 2025 · open on Reddit ↗
My amex business gold. The 4x back on gas & tolls is perfect cuz i drive for a living.
positive · u/J****8 · r/CreditCards · comment · Jul 31, 2025 · open on Reddit ↗
I know nothing about Ramp, but I have used the Business Gold for awhile. I am pretty happy with the tools Amex makes available for managing the card/spend.
positive · u/C****8 · r/CreditCards · comment · Jul 26, 2025 · open on Reddit ↗
Thoughts on the Amex Business Gold? Best offer appears to be 200K MR for $15K MSR.
positive · u/C****s · r/CreditCards · comment · Feb 27, 2025 · open on Reddit ↗
Amex business gold $866 (closed)
mixed · u/V****1 · r/personalfinance · Feb 4, 2025 · open on Reddit ↗
8-10K is a good portion of the MSR for an AMEX Business Gold or Business Platinum. Use big spend to get big SUBs.
positive · u/j****t · r/CreditCards · comment · Jan 24, 2025 · open on Reddit ↗

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