Side by side
Ramp vs Vanguard S&P 500 ETF (VOO)
Ramp
28 positive (90%) · 2 mixed (6%) · 1 negative (3%)
Trust + time weighted: +88%
AI summary — not a quote
Ramp is highly regarded as a corporate expense management platform and charge card, particularly favored by startups and growing businesses for its automation capabilities. Users consistently praise its 1.5% flat cashback and its ability to streamline accounting through automatic receipt matching and expense categorization. While it excels at managing SaaS subscriptions and issuing virtual cards with granular limits, the approval process can be stringent for companies without strong financials.
Pros
- Flat 1.5% cashback on all transactions.
- Automated expense categorization and receipt matching that syncs with accounting software.
- Ability to issue unlimited virtual cards with specific vendor or dollar limits.
- Effortless management of recurring SaaS subscriptions and contractor payments.
Cons
- Approval process can be difficult for businesses without perfect financials.
- Rewards structure may be less competitive for specific high-spend categories like advertising and inventory compared to other cards.
Top excerpts
Also Ramp is decent but their approval process can be a pain if you don't have perfect financials
been using Ramp for about 8 months now and their bulk card setup is pretty smooth. Created like 40 cards in my first week and no flags or weird holds
Someone suggesting Ramp (like me for example who uses it in a day to day basis) is normal since it's literally what folks are asking about.
I've been using Ramp, it's alright for keeping things more organized than excel.
We switched to Ramp in August and it's been 100% worth it You're gonna get 1.5% cashback on every transaction and you can issue virtual cards to pretty much everyone with limits ($ limits/vendor limits or both). One of the best features is the auto categorization
Vanguard S&P 500 ETF (VOO)
13 positive (100%) · 0 mixed (0%) · 0 negative (0%)
Trust + time weighted: +100%
Top excerpts
I currently have only $4k invested in my brokerage account purchasing VOO and SCHG.
Your money will go farther if it is invested in index/mutual funds than it would in a whole life policy.
mostly have been putting extra cash into VOO/VTI/VXUS sorts of things.
I would either 1. (Low risk option) put it in a HYSA and leave it alone. 2. (Higher risk option) Or invest in some index funds. VOO, VTI, FXAIX are all very good and popular options.
I like the idea of a brokerage account invested in VOO with monthly deposits as she continues to work.