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Credit One Bank

Brand Publisher · Banks, brokerages & fintech · 13 mentions · 1 subreddit · discussed in r/CreditCards

Reddit take

Not enough linked mention summaries yet; the source excerpts below are the evidence.

Cons

  • Avoid Credit One and other similar scams at all costs.
  • Definitely skip Credit One, they're trash with ridiculous fees.
  • Avoid predatory lenders like Credit One or Indigo.
  • I haven't heard any mixed things about Credit One, everything I've heard is bad.
  • Don't get a Credit One credit card you have annual fee plus 28% APR or more up to 33%.

Sentiment

0 positive (0%) · 0 mixed (0%) · 13 negative (100%)

Trust + time weighted score: -100% · raw score -100%

What redditors said (10 of 13)

Avoid Credit One and other similar scams at all costs.
negative · u/n****y · r/CreditCards · comment · Dec 19, 2025 · open on Reddit ↗
Definitely skip Credit One, they're trash with ridiculous fees.
negative · u/A****X · r/CreditCards · comment · Dec 13, 2025 · open on Reddit ↗
Avoid predatory lenders like Credit One or Indigo.
negative · u/e****x · r/CreditCards · comment · Nov 23, 2025 · open on Reddit ↗
I haven't heard any mixed things about Credit One, everything I've heard is bad.
negative · u/T****1 · r/CreditCards · comment · Nov 3, 2025 · open on Reddit ↗
Don't get a Credit One credit card you have annual fee plus 28% APR or more up to 33%.
negative · u/C****l · r/CreditCards · comment · Jul 24, 2025 · open on Reddit ↗
Don't get a Credit One credit card because of annual fee plus high interest rates on the card like 28% or more.
negative · u/C****l · r/CreditCards · comment · Jul 24, 2025 · open on Reddit ↗
don't fall for the predatory credit card ads that come in the mail from Credit One. they approve everyone but have BS monthly fees.
negative · u/e****s · r/CreditCards · comment · Jul 7, 2025 · open on Reddit ↗
Avoid predatory lenders like Credit One or Mission Lane, though for some they may not have the choice.
negative · u/C****s · r/CreditCards · comment · Jul 5, 2025 · open on Reddit ↗
I made that mistake when I applied and accepted credit one now I already know that was a mistake and I am going to cancel that card when I get close to the year mark and I do know that will lower my credit age by a little but it’s absolutely not worth the $95 annual fee
negative · u/I****5 · r/CreditCards · Feb 25, 2025 · open on Reddit ↗
pre approved for credit one but the annual fee is 75 and then 99 every year after hahaha idk ab that
negative · u/m****s · r/CreditCards · comment · Feb 12, 2025 · open on Reddit ↗

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